Business Line of Credit

Our Business Line of Credit gives you the freedom to draw on funds when you need them, pay them back, and then use them again—keeping capital accessible for whenever you need it most.

Maximum Credit Line
$250k
Repayment Terms
6-24 mo
As Soon As Funding
24 hrs
Prepayment
Discounts

When to Use a Business Line of Credit

Whether you're managing cash flow, covering unexpected costs, or investing in growth, our credit line is your reliable source of financial flexibility.

Managing Cash Flow Fluctuations

Cover short-term cash flow gaps, seasonal dips, or delayed receivables by drawing on your credit line when needed.

Covering Operational Expenses

Use the credit line to pay for payroll, inventory, or unexpected expenses without draining your reserves.

Seizing Growth Opportunities

Invest in marketing campaigns, hire new talent, or take on larger contracts with the flexibility to draw on funds as needed.

Emergency Funding

Have peace of mind knowing you have funds available for emergencies, such as repairs or unplanned costs.

Effortless Financing, Tailored for Your Business

We know that time is valuable, so we've streamlined our application to be quick, easy, and efficient. Our goal is to help you secure the funding you need without unnecessary steps or delays.

Apply

Start with our quick, online application. It takes just minutes, with no complex paperwork required.

Get Approved

Receive a tailored financing offer as soon as 24-48 hours, designed to meet your business needs.

Get Funded

Accept your terms and funds are deposited quickly—allowing you to move forward without delay.

All you need to qualify

FICO Score
600+
Most recent business bank statements
4
In monthly deposits
$10k+
Months in business
6+

Advantages of a Business Line of Credit

Discover the benefits of a business line of credit and how it can transform your business.

Flexible Access to Capital
Draw funds whenever your business needs them, whether for day-to-day expenses or unexpected opportunities.
Pay Only for What You Use
Interest is only charged on the amount you withdraw, ensuring that you don't pay for unused capital.
No Collateral Required
This unsecured credit line doesn't require you to put up any business or personal assets as collateral, offering a stress-free financing option.
Ongoing Access to Capital
As you repay what you borrow, the credit line remains open and ready for future use, giving your business ongoing financial flexibility.
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Why Work with Sereno for Your Business Line of Credit?

At Sereno Capital, we understand that flexibility and speed are key to staying ahead in business. That’s why our Business Line of Credit is designed to provide immediate access to capital whenever you need it, without the burden of large upfront payments or rigid loan structures. Whether you’re managing cash flow, covering unexpected costs, or investing in growth, our credit line is your reliable source of financial flexibility. With competitive rates, quick approvals, and the ability to draw on funds as needed, we offer more than just financing—we provide a strategic financial tool that grows with your business. From your first draw to ongoing use, our team is here to support you every step of the way.

Frequently asked questions